Is a parent still responsible for their 18-year-olds?

Your child's age has finally caught up with their attitude and they are an adult, and you might be wondering what obligations you have to your child now that they are 18. The answer, according to the law, is zero. This may be an exhilarating thought for you or a terrifying one, depending on what kind of parent you are. But whether you're forced to land the helicopter or you've been relaxed and looking forward to your child leaving the nest, it's out of your hands.

The restrictions on your parenting have increased and you are no longer responsible for getting a sitter or overseeing every aspect of your child's life, and that's something you should both celebrate. Rest assured you may not have a say in decisions, but raising teens never really stops, it just becomes a part-time job, with full-time worries. The legal responsibility does not lie with the parents of a child who is 18 years or older.

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MicroFinance for Small Business: Tips and Best Practices

Managing finances will be difficult for small and individual business owners. It is often impossible for small businesses to access traditional financial resources from major institutions. As a result, it will be difficult for small business owners to grow and scale their businesses without having the access to loans, insurances, and investments.

MicroFinance for Small Business: Tips and Best Practices

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Steinhoff stock: 2 scenarios

Steinhoff stock: 2 scenarios

Steinhoff Holding (WKN:A14XB9) shares, which have long been completely neglected compared to the size of the company, are currently being traded more eagerly than the most popular DAX stocks. It's down to the wire. Pessimists paint an end with horrors on the wall and optimists expect the end of horrors soon enough.

After reviewing Tuesday's bank presentation and the latest financial reports, I now have a picture of the situation. In my opinion, there are two main scenarios to reckon with.

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Ford Fiesta 1.6 TDCi test: a feast for diesel enthusiasts?

Ford Fiesta 1.6 TDCi test: a feast for diesel enthusiasts?

After the VW Polo and the Opel Corsa, the Ford Fiesta is the best-selling small car in Germany. So, since the customer is king, Ford must be doing some things right with its classic small car, which now numbers a proud seven generations. We tested the Fiesta, which was retreaded in January 2013, with the 95-hp 1.6 TDCi combined and we went in search of the recipe for success in the test.

Turbo diesel – more elastic and quieter

The number one ingredient in the Fiesta's recipe for success is undoubtedly the well-stocked engine range, which has been equipped with new powertrains in the course of the model update from B to D. Among the gasoline engines are not only the much-vaunted downsized EcoBoost turbocharged engines with three and four cylinders, but also two one-liter naturally aspirated with 3 cylinders. In the case of diesel units, a 1.5 TDCi with 75 hp is the start; the 1.6 TDCi is the top diesel with its 95 hp and 200 Nm of peak torque. It does not let the small city runabout become a sprinting wonder a la Usain Bolt, but it allows the trip on the highway without the big tremor.

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What is the difference between a condition inquiry and a binding credit inquiry??

You have made the loan comparison on our site and have found the loan that could suit you? However, you may also wish to have the specific conditions for your individual loan compiled by several providers from the comparison results? This makes sense, because only in this way you can really determine in the end, which credit partner really offers the best conditions for your loan request.

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How U.S. students can go abroad for free this summer

How U.S. students can go abroad for free this summer

You are a student in the U.S. and would like to experience something exciting abroad during the summer, but you have a limited budget?Would you also like to get a student loan?Does this sound too good to be true?

Read how U.S. college student Alecia Weaver spent her summer abroad – and how you can, too.

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Reverse­hypo­thek as immo­bilien­pension

Many millions of people in Germany own their own home and thus have a value that is independent of inflation and later leads to more money being available in retirement, so that no rent has to be paid. Nevertheless, it is not infrequently the case that on the one hand there is a property and thus a large asset, but on the other hand there is basically a daily lack of liquidity because the pension is quite small. In such a situation, more and more real estate owners are interested in a so-called real estate annuity, also called reverse mortgage.

In our article we would like to go into more detail about what such a reverse mortgage is, what distinguishes the real estate annuity, what the advantages and disadvantages are and what else you should know about this topic if you are affected by having a house on the one hand, but lacking liquidity in everyday life on the other hand due to an unsound annuity.

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Good conduct phase: rules and obligations on the way to freedom from debt

Good conduct phase: rules and obligations on the way to freedom from debt

Private insolvency helps people to get out of debt. This is taken care of by the discharge of residual debt, which ends the proceedings. But before this happens, debtors must first get through the conduct of business phase, among other things. We explain how long this lasts and what obligations you have during it.

FAQ: Good conduct phase in private insolvency

What is the good conduct phase in private insolvency??

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Sensible rescheduling – when it makes sense to pay off a consumer loan

Loans are something completely normal today. If our grandparents still lived with the thought that one should buy things only if one has saved long enough for it, the changed monetary policy of the European central bank (ECB) of the last years led also in Germany to a rethinking.

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Which books you should definitely have read?

Books

The world of literature is so varied and diverse that it can be difficult to decide which book to buy. Therefore, we have compiled a list of the best books that you should definitely have read. From classics like The Old Man and the Sea and Goethe's Faust to modern novels like Jane Eyre and 1984 by George Orwell, fiction like Miss Smilla's Sense of Snow and The King of Tambour, and even poetry like The Roman Elegies and The Poems of William Shakespeare. We explain which books belong to which category and we give tips on how to choose a good book. Read on to learn more about the best books you should definitely have read!

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