Category: Mortgage

On the real estate market the prices develop partly paradoxically, as a data analysis of the real estate offers in Germany points out.

In many parts of life, we deal with the issue of sustainability almost as a matter of course. Whether it's a minimalist lifestyle, a low-waste mentality or regional grocery shopping – yet the topic of sustainable or ethical banking is still unknown to many.

Ethical bank: sustainable living across the board

Much of what contributes to a sustainable life has to do with habits. For example, taking a jute bag shopping to avoid the plastic bag for the way home. Small benefit: if you save a few cents each time, you may have a little more left over in your account at the end of the month. So far so good.

The Credit Card Sweden page will tell you most, if not all, you need to know about credit cards. This information is helpful and will make your path to financial security easier if you are living in or visiting Sweden. It never gets better if you already know that it is possible to take out a loan and have the money made available on a card. Now let's learn what credit cards are all about…one…two…done? gooo…!

All about credit cards for you in Sweden

As an expat in Sweden, you need to know that cash transactions are not common there. Just as a functioning bank account guarantees you ease in handling your finances, a credit card and debit card are also very important.

A loan from a private individual differs from conventional loans in that the lender is rather atypical. Because with this type of credit no bank gives a loan, but private individuals.

Ralph Waldo Emerson, U.S. essayist and poet, once said that the future belongs to those who prepare for it. This is sage advice for homebuyers who need to lay the necessary groundwork to buy the home of their dreams.

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When Ryan Stanton moved into his new apartment after graduating from college, he decided to purchase some household items he needed through "buy now, pay later" providers Affirm, Klarna and Postpayment.

The annual utility bill, a broken car or a broken washing machine can be reasons to take out a small loan. It becomes important that the loan is disbursed promptly and allows you to bridge the financial bottleneck without having to wait.

When it comes to personal funding, there are a few things to keep in mind. One of the essential basics is to understand your expenses and make sure you're not spending more than you're earning. Next, you need to understand your assets and liabilities to know what can and cannot be borrowed. Finally, it is important to create a budget and stick to it as closely as possible to save money.

If you want a monthly payment on your mortgage that is lower than the amount you can get on a fixed-rate loan, you might be enticed by a mortgage with an interest rate premium. If you don't make principal payments for several years at the beginning of your loan term, you will have a better monthly cash flow. But what happens when the interest period is over? Who offers these loans? And when does it make sense to get one? Here's a quick guide to this type of mortgage.

How payments work

Basically, an interest-only mortgage is an interest payment for the first few years – usually 5 or 10 – and after that period you pay both principal and interest. If you want to make principal payments during the interest period, you can do so, but this is not a requirement for the loan.

Some alimony payers go to endless lengths to pay less alimony by disguising income o.a. In some cases, all these efforts would not even be necessary if only the available options had been consistently exploited.

Therefore, below we present the most important tips and tricks on how to achieve lower alimony obligations in a completely legal way.