Interest rate commentary may 2019: low, lower, construction interest rates

The German economy grew by 0.4% compared with the same quarter of the previous year, and already low construction interest rates are falling further. In the latest interest rate commentary, we show what this means for consumers.

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Living in the euregio netherlands / lower saxony

Living in the Euregio Netherlands / Lower Saxony

Many city dwellers long for a life in harmony with nature and a cottage in the countryside – in short, for an idyllic life in the countryside. In small communities, such as Nordhorn, it is not as anonymous as in the city. Here everyone knows each other, people are friendly, helpful and even going to the office is more personal. Who doesn't dream of enjoying a cozy garden party with friends and neighbors in the summer, or just relaxing in their own garden? Nordhorn is particularly attractive due to its low rents, and building land is also still affordable in the municipality. But whoever establishes his center of life in Nordhorn, his workplace should not be too far away – whereby the job market Nordhorn also shows a diverse offer of local job advertisements.

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Credit despite insolvency – is it possible?

Credit despite insolvency - is it possible?

Several thousand companies become insolvent every year, but private individuals are also affected time and again. If the current obligations can no longer be covered, private insolvency is imminent. But how is it actually, is a loan possible despite insolvency?

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When to go down with my salary expectations?

Many job ads require it: please state your salary requirement in the application. A requirement that presents many applicants with a dilemma. If demands are too high, they won't get the job. If salary expectations are too low, they'll sell themselves short – and have a hard time making up the shortfall over the years. When do I need to go down with my salary expectations?

When to go down with my salary expectations?

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Housing financing in austria – real estate financing

If you are planning to build or buy a house, then a solid housing finance is indispensable and very important.Unfortunately housing loans are often concluded with too little equity, which can cause considerable problems later when repaying the loan.

Compare construction financing offers in Austria – get free quotes

So that you do not meet the same fate, they should, in order to be able to conclude a solid, well planned and effective housing finance, have sufficient equity capital. The necessary equity can be obtained, for example, with a plot of land, cash or but a muscle mortgage.

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Loans as a freelancer: for what purposes this may be useful?

Loans as a freelancer: for what purposes this may be useful?

A loan can be useful for freelancers for many reasons. The acquisition of modern technology and equipment for one's own business can rather rarely be made from the available budget. But also private needs can make a favorable credit necessary.

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Wohnriester – combining savings and loan repayment

Riester housing subsidy offers the opportunity to combine regular savings with loan repayment

Construction financing involves a large financial outlay for most borrowers. Therefore, every additional euro is welcome, which can flow into the repayment of the real estate loan, for example. One option is the so-called Wohnriester, which is a special form of the well-known Riester pension.

Use Wohnriester in different ways © Stockwerk-Fotodesign, stock.adobe.com

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What credit score do you need to buy a home?

Ah, the dreaded credit score. It's one of the most important criteria lenders consider when applying for a mortgage – three tiny little numbers that can mean the difference between yes and no, between moving into the home of your dreams and finding another overpriced rental property. But despite its enormous importance, the credit score remains mysterious in many ways. If you don't know your number, uncertainty can hang over you like a dark cloud. Even if you know it, the implications may still be unclear.

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