Credit without interest? Chances, alternatives and risks

Credit without interest? Chances, alternatives and risks

Does a bank give a loan without interest or is that only possible through a personal loan offered within the family or circle of friends? The options on the financial market are many, so today you can find a small loan without interest without a long search. But with all offers without interest you should read very carefully in the fine print and look for additional costs.

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Fall Money Saving Tips

Fall Money Saving Tips

There are many ways you can save money and have fun doing it this holiday season. Falling leaves and decomposing Jack-o-Lanterns are the perfect way to start a compost pile this fall. Starting now means you’ll be one step ahead when spring arrives.

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WIKR – from the borrower’s point of view

WIKR - from the borrower's point of view

WIKR – this abbreviation is currently wandering through the comment columns in the business sections of the German press landscape. WIKR stands for "residential real estate directive". It was posted on 21.03.Enacted in Germany in 2016 as a result of an EU regulation. It aims to protect construction financing customers from incorrect or inadequate advice. Already after the financial crisis, lawmakers had made it mandatory for banks and financial advisors to make advisory records of every customer conversation. These must be presented to and signed by the customer. This is to ensure that customers are not "ripped off" with financial products that are incomprehensible and overly advantageous. The WIKR is in itself nothing more than the extension of this advisory documentation requirement to the construction financing sector.

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Loan comparison: Consorsbank installment loan vs. netbank installment loan

Netbank, like Consorsbank, offers installment loans for existing customers as well as for new customers. In both cases, the loan is not granted directly by the respective direct bank, but in the case of Consorsbank via Sud-West-Kreditbak and in the case of netbank officially via Augsburger Aktienbank ("netbank" is a brand of Augsburger Aktienbank). What both installment loans have in common is that applications can only be submitted online.

Loan comparison: Consorsbank installment loan vs. netbank installment loan

The possible loan amount in comparison: Consorsbank offers "less"

The possible loan amount amounts to the Consorsbank installment loan from 2500 to 50.000 Euro, while Netbank offers corresponding loans from 3000 and also up to 50 000 Euro.

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How to do a gap year, according to the experts at USA Gap Year Fairs

How to do a gap year, according to the experts at USA Gap Year Fairs

Maybe you feel burned out after high school or college, or you just can't imagine spending another year in distance education.Maybe you're curious about exploring an extracurricular passion, or maybe you're just ready for an adventure.Whatever inspired you to consider a gap year, there is a gap program to help you reach your goal, and the USA Gap Year Fairs are here to help you.

For 14 years, USA Gap Year Fairs has worked with U.S. high schools to educate, inspire and empower students to think outside the classroom and take advantage of experiential learning opportunities.In 2022, we've transitioned our in-person fairs to a virtual format to make planning a gap year even easier during the global health crisis.

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Student loans – money for education at favorable conditions

Student loans - money for education at favorable conditions

Many banks and financial service providers offer special loans for students. These loans for students are tailored to their needs and often have favorable conditions. Students can take out a loan if they do not receive Bafog and the parental support is not sufficient.

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Top 10 banks in the UK .. Your complete guide 2022

Overview of the best banks in the UK Today we are going to talk about the top 10 banks in the UK. The banking system in the UK is known to be the largest in Europe. It is also ranked fourth in the world. This is all due to the banking system's almost complete reliance on modern technology and collaboration.

All this is due to the almost complete dependence of the financial system on modern technology and cooperation. In addition, British banks are considered to be the world's first in what is known as cross-border lending, i.e. the provision of loans outside national borders.

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Tips for finding a criminal law attorney in Friedrichshafen, Germany

In the event of a criminal case: Contact a criminal law attorney immediately

You are involved in a criminal case? Have you been served a summons for questioning by the police or received an indictment/penalty notice? Then you should act quickly and contact a criminal lawyer, because your future is at stake! Never take criminal proceedings lightly, as the wrong defense strategy can put you at many risks. An experienced law firm in Friedrichshafen is your right contact now.

If your house, apartment or office was searched and your computer and other storage media were confiscated? A warrant for your arrest has been issued? Or is a relative of yours already in pre-trial detention or criminal custody? No matter what happened: never lose time! Keep quiet and call a competent criminal lawyer as soon as possible to exercise your rights and defend you immediately. A specialized lawyer for criminal law represents his clients in all stages of an investigation and criminal proceedings (main hearing, appeal hearing, appeal). Contact a criminal defense attorney even if there is a question of execution of a sentence or a sentence being carried out. In such cases, call a law firm in Friedrichshafen immediately!

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Living in Norway

Living in Norway

Having a roof over your head is one of the most important things in Norway. Before you come to Norway to study, research, find a job or for whatever reason, you will buy a house or secure an apartment.

Anyone who has lived abroad will tell you that the safest place people retreat to after long days of hustle and bustle is home. So you will never make a mistake if you refrain from buying an apartment or a house from which you can draw peace and satisfaction every evening.

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Real estate purchase – living in bought luck

Real estate purchase - living in bought luck

Many people dream of buying real estate. This dream is within reach in 2019 thanks to the low Swiss mortgage rate of fixed mortgages. "Focus" shows how castles in the air can become your own four walls.

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