You are planning to buy a used caravan and are looking for straightforward and affordable financing? We can help you, because we also know how to finance "movables" optimally.
The classic form of financing for a new or used caravan is a normal installment loan. This is now available from many banks at very favorable interest rates. However, you have to be careful, because some banks and loan brokers like to advertise with bait conditions, which in practice hardly any customer actually gets (see, among others, the current advertising with negative interest rates for loans up to 1.000 euros).
No bait and switch conditions!
We do not advertise with any fantasy interest rates. This is already completely unnecessary, because small interest rate differences are not so important for the usual consumer loans (installment loans) with terms of up to 60 months. This applies at least to the amount of the monthly loan installments, because these consist with a -favorable- installment credit in the main of the repayment. And that can be quite high due to the usual short terms.
Low rates due to longer terms!
Who attaches importance to a rate as low as possible, should not pay attention first to the interest rate, but above all to the total duration. The longer the total term, the lower the repayment and thus the monthly interest and repayment rate. Instead of the generally accepted terms of 48 to 72 months, we can offer you loans with terms of up to 120 months (which, on balance, are not necessarily more expensive than loans with short terms).
Special variants for real estate owners!
If you are the owner of your own property, we can help you with the sog. "Owner loan" or. "Blankodarlehen" a financing with even longer terms (up to 30 years) and loan amounts up to 30.000 Euro offer. This can be an interesting alternative especially for higher priced caravans or residential properties. However, you do not have to "throw your property into the ring" as additional collateral for the bank (after all, it is called a "blank loan" because no collateral is required).
If your financing wish is beyond 30.000 euros, a normal real estate loan for capital procurement also comes into question.
You would like to get an offer for your financing wish? Then just contact one of our colleagues or. of a colleague in your area on.