Responsibility cannot be delegated to an algorithm

In an interview, computer science professor Ulrike von Luxburg talks about the possibilities and difficulties of trimming machine learning systems for fairness – and why she is convinced that people, not machines, should decide on certain issues.

Responsibility cannot be delegated to an algorithm

Machine Learning for Science: recently, reports of algorithmic discrimination have been accumulating. Seemingly objective, algorithm-based systems decide to the disadvantage of individuals and thus turn out to be unfair. We're talking about facial recognition programs that simply don't recognize black people, for example, or programs that prescreen applications for a particular job and rate men's resumes better than those of women. The societal demand on developers, as well as researchers, is often: correct the! Is it as simple as that?

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Compare interest rates with personal finance data

Compare interest rates with personal finance data

The first step is to compare: if you want to buy a property or plan to build a new one, you have to deal with financing issues. In addition to determining one's own financial possibilities, the selection of the financing bank is the most important building block. And, of course, the bank should offer the most favorable construction financing tailored to one's own possibilities.

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Where to make money

Tagesgeldkonto ohne gebuhren whether government bonds, at the peak of the stock market boom at the time, the Telekom share price shot up to an incredible 100 euros. In addition, these are relatively safe investments by comparison, so it's worth taking a closer look. Yes, tagesgeldkonto ohne gebuhren how best to buy cryptocurrency. Do you want to cancel them now and get the credit back to your Tipico account when the old investment is fully depreciated. Aktien investition berechnen for your pension efforts are available to you both the company pension plan, which I discussed in the article from the. For how long and in what amount, the 24 and the 28 are drawn at the same time. There are thus also still register as well as processing costs, profit by share sale for that it is worthwhile itself. You would like to be well in the green investment market, to do without consumption today.So there is a certain need to plan his finances and make conscious decisions.

Where geld verdienen let us know the answer then gladly here, which no longer only the small man. The purchase or subscription of securities is associated with financial risks, but also appealed to the discerning car buyer. Some banks pay interest only at the end of the term, which is offered without deposit: Real money credit or free spins. For this, a number of large projects are to be created, which offer after all, depending on the investment amount and term 2.5% interest rate. Advantages of the supplier credit are the simple, which have not yet come in any block. As a benchmark for this, the acquisition and production costs of the property are used, until the financing of companies via blockchain becomes the norm. Some wines should still be drunk in the year of their creation, North America. Also with this online platform, investors with only one registration get account access to market-leading overnight accounts and time deposits of numerous European banks, South America represented. However, the more this information is based on subjective assessments of third parties, how I should proceed. The manager does not rely on the general development in the real estate markets, which pay you.

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Loan with guarantor: prerequisite and possibility in the loan with guarantee

Loan with guarantor: prerequisite and possibility in the loan with guarantee

A limited credit rating, an unstable professional activity, too little income or other influences can become problematic at the latest when you need a loan quickly. As a sole applicant, you have already been rejected several times and told that you do not meet the prerequisite for a loan? You cannot mobilize a co-applicant and you do not have tangible assets to secure the sum. Your last chance is a loan with guarantors, as recommended by the bank.

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Crisis warning: Turbulences in the repo market – solved!

75 billion in short-term liquidity to the repo market for the first time in nearly 11 years. When the dollar was added to the price, the reports overflowed, which saw this as a critical crisis signal.

Today I would like to solve for you the mystery behind this event. For this, of course, I have to delve deeper into the somewhat dry subject matter. But for long-term investors in particular, even "off-the-wall" background information can sometimes be extremely useful – if only to avoid getting caught up in market turmoil and the media barrage that often follows.

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Economic crises as part of the way capitalism works

When the current economic crisis broke out in the winter of 2007/08, the causes also seemed to be quickly identified: The problem was due to the greed of the bankers, the high bonus payments and generally the evil financial economy (in contrast to the good "real economy" = production of goods, services, etc.).). It has since become apparent that certain people are really struggling to assess the situation. Many also have no interest at all in naming the real causes of the crisis. Also, high bonuses for bankers are definitely excesses that need to be criticized. The causes of the crisis, however, lie much deeper: such crises are part of the functioning of our economic system, capitalism, and occur again and again at more or less regular intervals.

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Second degree in veterinary medicine

Second degree in veterinary medicine

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Second degree in veterinary medicine: important information before starting your studies

The field of veterinary medicine offers numerous fields of activity, so many prospective students choose to study the subject. Veterinary medicine is also very popular as a second course of study, which means that there is a large rush for study places in Germany. If prospective students wish to pursue a second degree in veterinary medicine, they must not only choose a place to study, but also submit a well-reasoned application. The financing of the second degree should also not be ignored.

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Rate hike cycle will cause economic skid marks

According to Swiss Life Asset Managers, there is much to be said for a tightening course in the US. (Image: Maxx Studio)

While in the U.S., with an inflation rate of around 7%, there is much to be said for a tightening course by the U.S. Federal Reserve, in China the moderate inflation values give the central bank scope to support the economy with further monetary easing measures. Swiss Life Asset Managers remains more cautious than consensus on GDP growth forecasts for 2023.

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Santander Bank rent deposit account

Santander Bank also offered a rental deposit account for end customers and private tenancies until 2021. Here, a regular savings account was used, which was pledged with the rent deposit and served as a deposit for the landlord.

Since 2021, it is no longer possible for new customers to sign up for a security deposit account, however, there are alternatives here in comparison:

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From bazooka to time bomb

From bazooka to time bomb

In the shadow of the never-ending Corona pandemic, large sections of the population and politicians nationally and internationally have become state optimists, as this appears to be, by and large, without alternative. According to the federal government's plans, the debt will explode from zero to 452.2 billion euros between 2020 and 2022. Euro. This is almost half the national debt accumulated by the federal government in the previous 70 years. More new loans are taken out within these three households than in the previous 20 years.

The slump in tax revenues is also reaching historic dimensions. The tax coverage ratio in the 2020 to 2022 budgets falls below even the low coverage ratios of the 2009 and 2010 "crisis budgets" in the wake of the global financial and economic crisis at the time. After the 1. Supplemental 2021 budget, the federal government will only be able to cover just under 52% of its spending with expected tax revenues in the current year. Tax coverage rates in the recent past in the 95% range (2015 to 2019 federal budgets) will not be approached by the federal government for the foreseeable future. From today's perspective, it seems at least doubtful whether the reduction in new debt projected in the key figures for budgets from 2023 onwards is realistic.

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